How much money can you receive in a personal injury case? Accidents leave people changed in every way. First, it can affect their physical condition. Serious injuries break bones and tear muscles that can cause conditions that prevent people from doing their jobs and doing everyday things. Second, it affects them mentally. Having a physical effect is damaging enough, but a change in one’s whole life can cause depression if the person knows their life won’t be going back to normal anytime soon. People often have to give up many of the things that bring them joy because of an accident. More severe injuries can also affect the brain, thus altering their mental processing permanently.
Lastly, an accident can change a person’s life financially. Being affected in either of the first two ways, more often than not, leads to an adverse change in one’s job and subsequently their employment. Being unable to perform their job at the level of efficiency that they were originally able to do makes it difficult to keep their position. People usually find their source of income impacted negatively by either a reduction or being relieved of their income altogether. It’s when one loses some or all of their income that people become that much more desperate to make sure that their settlement or award amount is one that is sizable enough to cover both their medical expenses as well as their income lost. With this in mind, it’s important to know what the major influences are that will make a difference in the money you receive as a result of your personal injury case.
Depending on the type of accident, you’ll hopefully have the applicable insurance to help in getting compensation for you or the opposing party. With every insurance policy there are limits, and insurance companies will never offer a settlement that goes over policy limits even if your case is worth more, but with a few exceptions.
Scope of Injury
As a rule of thumb, the greater the injury, the greater the payout, especially considering the medical bills that will stack up trying to treat it. Insurance adjusters take this into consideration when making their offers.
Sometimes it’s really just the skills and abilities of the lawyer involved that can turn the tide of negotiations in your favor. It’s the lawyer’s job to negotiate with the opposing party and insurance adjuster who is invested in making sure you get as little as possible from the case. The attorney creates a solid argument for you to get a settlement you deserve with evidence, documents, and statements. Some lawyers really are just better than others, so be sure to do your research when choosing someone to advocate on your behalf.